An Federal Housing Administration (FHA) insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan that is provided by an FHA-approved lender.
VA loans are a type of military loan that mortgage lenders issue to qualified veterans, active service members and spouses. They’re backed by the government through the Department of Veterans Affairs.
A conventional loan is a mortgage loan that’s not backed by a government agency. Conventional loans are broken down into “conforming” and “non-conforming” loans.
A reverse mortgage is a mortgage loan, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property.
Debt Consolidation/Cash Out Refinance Loans allow the borrower to access equity to consolidate debt or use additional cash when needed.
A jumbo mortgage is a mortgage loan that may have high credit quality but is in an amount above conventional conforming loan limits.
Over 20 yrs in the mortgage loan business. Specializing in home loans all across Colorado for all types of residential properties.
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