We specialize in a variety of mortgage services aimed at helping to secure all of your property-financing needs. Whether you’re looking to buy your first home or refinance an existing mortgage, we provide an array of services suited to each client’s individual needs. Feel free to contact us to see how we can be of assistance to you.
Types of Loans we Offer
An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan that is provided by an FHA-approved lender.
VA loans are a type of military loan that mortgage lenders issue to qualified veterans, active service members and spouses. They’re backed by the government through the Department of Veterans Affairs (VA).
A conventional loan is a mortgage loan that’s not backed by a government agency. Conventional loans are broken down into “conforming” and “non-conforming” loans.
A reverse mortgage is a mortgage loan, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property. The loans are typically promoted to older homeowners and typically do not require monthly mortgage payments.
Debt Consolidation/Cash Out Refinance Loans allow the borrower to access equity to consolidate debt or use additional cash when needed.
A jumbo mortgage is a mortgage loan that may have high credit quality but is in an amount above conventional conforming loan limits.
Seconds Trust Deed
A second deed of trust simply secures secondary financing on a home.
A home equity line of credit, or HELOC, is a loan in which the lender agrees to lend a maximum amount within an agreed period, where the collateral is the borrower’s equity in their house.
Alternative Documentation Loan
An Alt Doc loan (or alternative documentation loan) is a specialized mortgage program that allows homebuyers to qualify by using non-traditional documents and assets.
An investment loan is just another term for any loan used to finance the purchase of an investment property.