Full service mortgage company serving Colorado since 1992
Gain greater control of your housing costs and live securely with the All In One Loan
What is it?
IIt is a 30-year HELOC with an integrated sweep-checking account. In other words,
it combines your home financing and personal banking needs into one dynamic
tool.
How does it work?
If you’re like most Americans, you probably earn more income in just 5 to 10
years than you owe on a mortgage. That volume of money far outweighs your
housing debt. Why not put it to work to reduce your mortgage interest expense?
Because the All In One Loan™ comes with integrated banking, the flow of your
income dollars and idle savings are ‘swept’ to the HELOC automatically and
used to lower your loan’s daily balance. Monthly interest recomputes nightly
based on your loan’s unpaid principal balance. Deposited cash left in the HELOC
compounds interest savings and accelerates home pay-off.
What Can Be Accomplished?
Borrowers can save tens, if not hundreds of thousands of dollars in mortgage
interest and own their home in half the time or less compared to a traditional
loan. The best part is, funds that are deposited and used to pay down principal,
as well as equity dollars, remain available for use without needing to refinance
over thirty years.
What Does It Come With?
All the same features you’re accustomed to with your current checking account.